Beautiful pendant in 18 carat gold and a precious stone of your choice. These are very pretty on a long or short chain. The initial can be in one of three precious stones: emerald, ruby or sapphire. They look gorgeous jumbled up with one of our large heart or star pendants. They are an interesting twist on the classic charm bracelet with children's names on. Pictured is an E and a J in Ruby and Emerald, but you can have any initial you like.